Morgan Breslin sues USC for misleading him on disability insurance

A former USC linebacker has filed a lawsuit against the university claiming school officials talked him into purchasing a disability insurance policy that turned out to be inadequate.

As a junior in 2012, Morgan Breslin played in all 12 games for the Trojans and recorded 13 sacks and 19.5 tackles for loss. He suffered an unspecified injury the following season and appeared in just five games his senior year.

According to the lawsuit, Breslin was designated as an “Exceptional Student-Athlete” before the 2012-2013 season and became eligible for an insurance policy that claimed it would protect him in the event that he was injured and unable to play in the NFL. Breslin was not drafted in the 2014 NFL Draft but later signed with the San Francisco 49ers as a free agent. He never made an NFL roster.

After the 49ers cut him, Breslin filed a claim with the AmTrust insurance company in May 2014. The claim was denied and AmTrust filed a lawsuit in New Jersey seven months later asking that the policy be declared void.

The suit alleges that USC underwriters failed to document Breslin’s injury and did not tell Breslin that they had not done so.

“USC controls all communications between insurers offering athletic insurance policies and the student athlete who will buy the policy,” the suit states, via the Los Angeles Daily News. “This is done through USC’s Compliance Department and the training and medical staff.”

This is not the first time a former USC player has sued the school. You can read about another case from last year here.

USC has not commented on Breslin’s lawsuit per university policy.

Photo: Kirby Lee-USA TODAY Sports