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Sunday, May 20, 2018

Teddy Bridgewater is not going to collect on insurance policy if he falls in draft

Teddy Bridgewater LouisvilleTeddy Bridgewater’s draft stock appears to be falling, but fear not — the man still stands to strike it rich! Well, that’s what misleading headlines would lead you to believe.

Bridgewater was initially thought to be a definite top-10 pick in the NFL draft and potential No. 1 overall pick, but since struggling at his pro day and in workouts with individual teams, his “stock” has supposedly fallen.

Draft analyst Mel Kiper Jr. had Bridgewater being selected in the second round of the draft in his recent projection. NFL Network analyst Mike Mayock said he wouldn’t take Teddy in the first round.

Even though Bridgewater’s stock is falling, ESPN’s Darren Rovell reported that the former Louisville quarterback took out a loss-of-value insurance policy connected to an injury policy prior to the draft. The eye-catching headline makes you think that thanks to the policy, Bridgewater would cash in on $5 million if he falls out of the first round.

But it’s not that simple.

In order to collect the $5 million, Bridgewater would have to prove that an illness or injury is the reason why he fell in the draft.

As far as we all know, Bridgewater is neither sick nor injured. Even if he were, you know how difficult insurance companies make it to collect?

Bridgewater taking out the insurance policy was probably a smart idea as some sort of protection, but don’t expect him to strike it rich through it. His best chance of becoming rich is by playing well in the NFL and proving the current doubters wrong.

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